Whilst waiting for Waqar's response, here are my thoughts:
It is common for geotechnical engineers to allow 20% overstress on bearing pressure due to transient (non-permanent) loading, i.e wind.
For allowing 20% overstress of bearing pressures due to dead and superimposed live loading, I would expect the concrete raft to be stiffened along the edges (edge thickening) to assist with the spread over a wider area, and thus averaged out in terms of allowable soil bearing pressure and settlement?
With 20% overstress there will be rotation along the raft edges too - that needs to be a design consideration.
Also edges of rafts may be subject to erosion or softening of soil from say someone laying a draining pipe along the edge of the raft, or digging an excavation adjacent to the edge of the raft. Think in terms of building foundation performance - over its 50+ years life!
The figure below is quiet interesting on simple pad footing case, and how pressure distributes under s a pad (sort of a raft), depending on soil type.
Always good to get a geotechnical engineer's opinion on soil bearing pressure matters.